Cutting Back this Christmas Season

Don't feel bad — you are not the only one out there pinching pennies. According to Consumer Reports, consumer spending is down significantly. The article Americans look forward to a happy, but less plentiful, holiday season states that, "With the economy in a shambles, 76 percent of those surveyed say they’ll cut back this season. Specifically, they’ll buy fewer gifts; travel, entertain, and tip less; send fewer greeting cards; and scale back on charitable donations."

Are you in the same boat? Let us know what you'll be cutting back this holiday season...and if you've found ways that can help others save a little too.